So my wife says to me, Ted, you have figured out what everything is going to cost to construct our new log home... right? So tell me what will the home owners insurance going to cost. You know, it never occurred to me to get a handle on the cost of this kind of insurance. So now I'm asking you folks; can anyone give me some idea as to what I can expect to pay? Can I even get home owners insurance on a log home? I will be building a 2200 to 2400 square foot log home near Waynesville, NC. The house will be at a 3800 foot elevation on a gravel rood with no fire department for miles. There are no hydrants and the only source of water will be our well.
Any thoughts, suggestions or experiences with the same problem?